Job Details

Quick overview

About the job

Tamilnad Mercantile Bank (TMB) is looking for a Credit Trainer to join on a contract basis for six months. This is a specialized role designed for experienced banking professionals who have retired from service. The primary goal is to train current bank employees on credit policies, loan processes, and risk management. Since this is a contract position, it is ideal for retired officers who wish to stay active in the banking sector without the commitment of a permanent job.

Vacancy details

• Number of Posts: 1
• Contract Duration: 6 Months
• Work Location: Initially at a Regional Office in Coimbatore, Chennai, Madurai, Salem, Tirunelveli, or Trichy. However, candidates must be willing to be transferred to any location in India based on bank requirements.

Salary & benefits

The compensation for this role is a consolidated pay of ₹50,000 per month. It is important to note that this salary does not include any additional allowances, perquisites, bonuses, or medical reimbursements that regular employees might receive. The pay is fixed for the duration of the six-month contract.

Eligibility

To apply, you must meet the following strict criteria:

• Retirement Status: You must be a retired officer from TMB or any other bank.
• Cadre: You must have retired from a Scale III or above cadre.
• Service Record: You must have an unblemished service record. Officers dismissed or removed under disciplinary measures are not eligible.
• Experience: Previous work experience in the Credit Department is preferred.
• Age Limit: Candidates must not be more than 62 years old.

Application fee

There is no application fee for this recruitment. The fee is listed as Nil in the official notification.

Selection process

The selection process is straightforward and consists of a single stage:

1. Interview: Shortlisted candidates will be called for an interview. This can be conducted either in person or through video conferencing.

Important dates

How to apply

1. Visit the official TMB careers portal: apps.tmbdigital.bank.in/tmb_careers/.
2. Click on “Apply Online” and select the Credit Trainer post.
3. Register using a valid personal email ID and mobile number to create a User ID.
4. Note down the Unique Registration Number and Password sent to your mobile and email.
5. Click the activation link sent to your email to access the careers portal.
6. Login with your Application number and password.
7. Fill in all details carefully, ensuring names match your certificates exactly.
8. Upload your photograph (390x520 pixels, max 120 KB) and signature (240x240 pixels, max 60 KB, no capital letters).
9. Upload required documents: SSLC/HS Mark Sheet, Degree Certificate, Experience Certificates, Relieving Letter, and Last Month Salary Slip (max 250 KB each).
10. Submit the form and save the confirmation message and printed application form for future reference.

Note: Always confirm every detail on the official link before submitting your application.

Documents to keep ready

• Self-attested photo copy of SSLC or Higher Secondary Mark Sheet/Transfer Certificate.
• Self-attested photo copy of Degree Certificate(s).
• Experience certificate(s) and Relieving Letter from previous employment.
• Last Month Salary Slip.
• Passport-size photograph and signature in the specified digital formats.

How to prepare

Since the selection is based on an interview, preparation is key. Here are some practical tips:

• Review Credit Policies: Brush up on current banking credit policies, NPA control, and recovery practices. You can use the AI Quiz Generator to create practice tests on these specific topics to test your knowledge.
• Update Your Resume: Even though you are applying online, having a clear, updated resume helps in preparing for interview questions. You can use the Free Resume Builder to structure your experience effectively.
• Prepare for Video Interviews: Since the interview may be via video conferencing, ensure your internet connection and camera are working well.
• Know the Bank: Read about TMB’s recent initiatives and training needs to show your interest and expertise.

FAQ

Is this a permanent job?

No, this is a contract position for a period of 6 months. It is not a permanent employment.

Can I apply if I am currently working?

No, the eligibility criteria specifically state that candidates must be retired officers of banks. Active employees are not eligible.

What is the age limit for this post?

The maximum age limit is 62 years. Candidates must not exceed this age at the time of application.

Is there any application fee?

No, the application fee is Nil. You do not need to pay any money to apply for this position.